Can cremation costs be included in a pre-need contract?

In a pre-need contract, the decision to include cremation costs is tied to regulatory requirements in Ontario. Specifically, only individuals or entities that hold the appropriate license to provide cremation services can incorporate these costs into a pre-need contract. This regulation ensures that consumers are protected and that services rendered are performed by qualified providers.

Including cremation costs in a pre-need contract aims to provide clarity and security for families planning for future arrangements. By restricting this inclusion to licensed providers, the system helps maintain a standard of service and guarantees that families will receive the services they are paying for at the time of need. This licensing requirement is an important consumer protection measure in the funeral services industry, ensuring that all contracted services comply with legal and ethical standards.